Telemedicine allows you to consult a medical provider by phone, app or webcam at no additional cost!

Using the nationwide telemedicine service and MeMD’s national network of US-licensed, board-certified medical providers, you can connect with a provider online from any location, and receive a diagnosis and personalized treatment plan, including prescriptions* for common medications, when medically necessary.

While telemedicine can help when you need medical attention, when your regular doctor is not available, on holidays and weekends or when travel is difficult, it does not replace seeing a doctor in-person for your annual office visit, ongoing treatment and care.

This benefit is available to you, your spouse or domestic partner, and children up to the age of 26.

MeMD provides online medical consultations with physicians, nurse practitioners, and physician assistants who can write prescriptions when medically necessary and permitted by state law. MeMD is not an online pharmacy, and medications cannot be purchased or dispensed from MeMD directly. MeMD is not a replacement for your primary care physician or an annual doctor’s office visit. MeMD is available 24/7 nationwide, subject to state regulations.

*When medically necessary, MeMD providers can submit a prescription electronically for purchase and pick-up at your local participating pharmacy; however, MeMD providers cannot prescribe elective medications, narcotic pain relievers, or controlled substances. MeMD’s providers are each licensed by the appropriate licensing board for the state in which they are providing services and all have prescriptive authority for each of the states in which they are licensed.

Telemedicine is not available in WA.

VERY IMPORTANT: IN LIFE-THREATENING EMERGENCIES, CALL 911 or go directly to the nearest hospital emergency room for treatment. If 911 services are not available in your area, call the local police/fire department or go directly to the nearest hospital or emergency room.

From routine check-ups to fillings, crowns and even braces, members save 15% - 50%* at over 50,000 participating dentists. There is no limit on discounts or on the number of visits, and no paperwork to fill out.

*The savings range and average are for illustrative purposes only and are not a guarantee. This is not insurance. Dental savings are based on Aon Dental Solutions 200 Series Dental Fee Schedule for participating general dentists (fees vary by region) compared to the 2021 National Dental Advisory Service National Average (average savings 32%). Aon Dental Solution's participating specialty dentists provide a discount of 20% off their normal retail charges (15% for MN specialty dentists). Actual savings for any individual will vary by location and provider. Payment must be made at the time of service.

Medication costs can add up quickly, but you can reduce those costs with Prescription Savings, available by mail and at participating pharmacies nationwide. As a member, you’ll save an average of 31% off the retail price of generic drugs and 15% off the retail price on brand name drugs at over 68,000 participating pharmacies nationwide.

Enjoy even bigger savings and free standard shipping when you order your prescriptions by mail. The Mail Order Direct benefit lets you buy a 90-day supply of select medications for low, fixed prices through CVS Caremark Mail Service Pharmacy.

This is NOT insurance. Members must pay for prescriptions at the time they are received. This benefit will provide savings over the normal cost of prescriptions. Mail order discounts are available only at CVS Caremark Mail Service Pharmacy. CVS Caremark may obtain manufacturer rebates on your prescription drugs. These rebates may be retained by CVS Caremark to enable us to offer you low prices on medications through the Mail Order Direct program. Allow 10 - 14 days for delivery of your medication from the day you mail your order.

Frames, lenses and exam costs can add up quickly, but you can reduce those costs with Vision and Eyewear Savings. You save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons at over 65,000 participating vision providers, including LensCrafters, Sears Optical, Target Optical, JCPenney Optical and most Pearle Vision locations.*

You also save 15% off the retail price or 5% off the promotional price of Lasik or PRK** procedures from the U.S. Laser Network.

*This is NOT insurance. Not all discounts available at all providers. Members must pay for products and/or services at the time they are purchased. This benefit will provide savings over the normal cost.

Member will receive a 20% discount on those items purchased at participating providers that are not specifically covered by this discount. The 20% discount may not be combined with any other discounts or promotional offers, and the discount does not apply to EyeMed Provider’s professional services or contact lenses. Retail prices may vary by location. Not available in all states.

Please note: all dependents are eligible for discounts with all discount plans.

**Since LASIK or PRK vision correction is an elective procedure, performed by specially trained providers, this discount may not always be available from a provider in your immediate location.

LASIK and PRK correction procedures are provided by the U.S. Laser Network, owned by LCA-Vision. Members must first call 1-800-254-6844 (Washington Members call: 1-800-608-0181; California Members call: 1-866-215-6690) for the nearest facility and to receive authorization for the discount.

If you need access to a hospital or ancillary facility or assistance in dealing with other medical providers, the medical concierge service can assist you. Medical concierge can also help you in negotiating lower prices on medical bills and provide a number of other value-added services. When you call for assistance, you will be assigned a personal medical concierge advocate who will take responsibility for helping you.

TO MAKE THE MOST OF THIS SERVICE, PLEASE CALL THIS NUMBER BEFORE ACCESSING ANY HOSPITAL OR OTHER FACILITY, EXCEPT IN THE CASE OF AN EMERGENCY. MEMBERS RECEIVING EMERGENCY SERVICES SHOULD NOTIFY MEMBER SERVICES WITHIN FORTY-EIGHT (48) HOURS OF BEING DISCHARGED IN ORDER TO BENEFIT FROM DISCOUNT NEGOTIATION SERVICES.

Medical Concierge offers you an array of value-added services, by providing assistance with:

• Negotiating lower prices or payment schedules on hospital, doctor and other medical bills, helping you save time and money;
• Finding hard to reach specialists, critical illness providers and medical institutions, and coordination of medical record transfers;
• Solving billing and related administrative issues; and
• Accessing community resources.

Medical Concierge advocates do the legwork. We make the phone calls and assist in making all of the necessary arrangements. Simply put, we help to make sure that you get the most from your membership.

This is NOT Health insurance.

*Members are responsible for payment of specific services arranged on a fee-for-service basis that are not covered by an insurance plan. We review the payment options available to you in advance of making arrangements with providers on your behalf. Patient Advocacy does not recommend treatment, nor is it a replacement for any health insurance plan. We do not guarantee that we can achieve specific savings or results.

This voucher is redeemable for services at any MinuteClinic location at a 10% discount off our retail charges. MinuteClinic is the walk-in medical clinic inside CVS Pharmacy® or Target® stores.

This benefit is not available in CA, RI, WA and Puerto Rico.

This is NOT insurance.

Your pets are part of your family, and paying for their prescriptions can be expensive. Luckily, your membership offers a savings card for your pets’ prescriptions, heartworm medications, vitamins, flea and tick treatments, specialty shampoos and more.

This is NOT insurance. Members must pay for pet prescriptions at the time they are received. This benefit will provide savings over the normal cost of pet prescriptions.

From clothing and video games to toys and sporting goods, you can save big on everything you and your family need. Whether you print a coupon at home, show your phone at participating retailers or shop online with exclusive member discounts, you can save money every time you shop.

THIS IS NOT AN INSURANCE CONTRACT.

This is not an Automobile Physical Damage or Automobile Liability Insurance contract.

Payment for service is due to Your preferred provider when the service is rendered by the preferred provider. Whenever Your Covered Vehicle is unable to safely proceed under its own power, We will reimburse You for the reasonable cost of having any garage, service station or licensed operator in the community where the Covered Vehicle is disabled to either tow the vehicle to a repair facility or perform Emergency Road Service a maximum of two (2) times per calendar year. We will reimburse You for both Emergency Road Service and/or towing not to exceed fifty dollars ($50), upon presentation of original paid receipt from towing service company and statement of circumstances. Please Note: We will reimburse one (1) tow per disablement. We will not reimburse for towing charges necessitated by police order. Emergency Road Service is defined as any available road service that is needed to get Your Covered Vehicle running (i.e. hose replacement, tightening of cables or belts etc.) Please note: You are responsible for the actual cost of parts and/or supplies needed.

Keep your vehicle running smoothly and save on unexpected repairs with discounted services for members.

Jiffy Lube - Receive 15% off the regular retail price of products and services at participating locations.

Meineke Car Care Center - Receive an 11% discount on all automotive services and a 5% discount on batteries and other select products at participating locations.

MAACO - Receive a 10% discount on all regular priced costs for paint and labor at participating locations.

AAMCO - Receive a 10% discount up to $100 on all regular priced costs of transmission service at participating locations.

Some services may not be available at all locations. Offers cannot be combined with any other discount, sale or promotional price.

Next time you need a rental car, be sure to take advantage of your member discounts at the biggest names in car rentals.

Avis - Save 10% off the Avis Association select rates and 5% off promotional rates at participating locations.

Hertz - Get 5% - 20% off your rental, depending on vehicle type at participating locations.

National - Receive a 20% discount on daily, weekly and weekend rates on all car types at participating locations.

Alamo - Save up to 15% off daily and weekly rates and 10% off weekend rates on all car types at participating locations.

Budget - Enjoy discounts up to 25% off a regularly priced car rental at participating locations.

Rates require a 24-hour advance reservation. Other restrictions may apply. Availability of the number of cars for which this discount is applicable may be limited. The discount applies only to the base rental rate of the vehicle. It does not apply to taxes, other governmentally imposed or authorized surcharges, airport fees, service charges and fees, vehicle license fees, optional insurance products, fuel charges or any other additional charge. Weekly rates require five day minimum rental.

Whether you take a quick trip through the drive-thru or enjoy a sit-down dinner at a fine restaurant, you could be saving at participating locations nationwide. Print discount coupons at home or simply show your phone for restaurant discounts.

Members save when you buy advance discount tickets^* to your favorite theaters, including AMC, Regal, Cinemark, Harkins, Loews, United Artists Theaters and more.

*Original ticket prices are based on an average for select U.S. cities and may not reflect the price at the selected theater. Surcharges may apply for 3D, IMAX, XD, 4XD, premium and special theatrical presentations, and other specially priced films as well as premium or luxury seating locations. They may also be location specific.

Whether you’re moving, need a cell phone plan, house painting, childcare, new tires, tax preparation, or printing and shipping, your membership is there to help. Members enjoy discounts on these and many more services for you and your family.

Save on every trip to the grocery store with money-saving grocery coupons for members. Just print and save!

Having fun just got a lot cheaper with exclusive discount prices on amusement parks, water parks, concerts and sporting events. You can purchase discounted tickets for amusement parks like Busch Gardens, Walt Disney World and Six Flags; the latest pop, country and rock concerts; and even sporting events like the NFL, NBA and NHL.

You save an average of 26% off at more than 150,000 hotels worldwide through Hotel Engine. Search and save online or on your mobile device at the Hotel Engine app and earn Hotel Engine rewards points that you can use towards free hotel stays.

This benefit powered by Aon Benefit Solutions.

When you need legal advice or representation by an attorney, your membership will make help available to you. This exclusive benefit can help you navigate everything from traffic violations and divorces to wills and estate protection. As a member, you receive up to 60 minutes of legal consultation per separate legal matter FREE, plus 25% off attorney fees should you need further help.

Matters involving disputes or actions between members and the rental dealer, the Plan administrator, Benefit Services Association, member’s employer, plan sponsors, agents or their affiliates, officers, directors or employees are specifically excluded from eligibility of this plan. Also excluded are matters that, in the attorney’s opinion, lack merit. Court costs, filing fees and fines are the responsibility of the member. Other restrictions apply.

Whether you need a deed, a will or even paperwork to facilitate the sale of a car, your membership can help with hundreds of do-it-yourself legal forms at no cost.

In a world where identities are stolen on a daily basis, identity theft protection is absolutely essential. Members enjoy ID theft protection, providing credit monitoring, account and transaction monitoring and internet surveillance for your personal information. You can also sign up for wallet protection, which assists you in the event your credit or debit cards, driver’s license, insurance cards and checkbooks are stolen. Plus, in the unfortunate event that your identity is stolen, you will receive:

• Two consultations per topic with a confidential and non-judgmental money coach to help you rebuild your damaged credit.
• Free 60-minute consultation with an attorney if legal services are needed, as well as a 25% discount off additional legal services.
• Unlimited fraud resolution and recovery assistance with Fraud Resolution Specialists™, with access to a credit report review, fraud alerts and security freezes, identity restoration, a free ID Theft Emergency Response Kit and more.

Along with all of the above-mentioned benefits, members also have access to the following ID Theft Monitoring tools:

• Assisted Restoration and Recovery Services – You have assistance with restoring your credit and/or financial reputation. This is achieved by guiding you through the costly steps required to properly dispute fraudulent debts as a result of identity theft. There is also a case file created to document actions taken during the resolution/recovery process.
• Credit Monitoring – Your TransUnion credit report will be monitored on a daily basis for any new credit inquiries. If any activity is detected, you will be notified via email or text so that you can confirm whether the suspicious activity is fraudulent.
• Social Security Monitoring - Your Social Security Number is monitored using cutting-edge technology to monitor hundreds of millions of online records for unauthorized usage of your SSN. If anything suspicious is found, you receive a real time alert that can allow you to take action and halt unauthorized usage of your SSN.
• Debit/Credit card Number Monitoring - The Internet is monitored for fraudulent activity involving your personal information, such as credit card numbers and debit card numbers, PIN numbers, and other personal information in Internet hacker chat rooms and the dark web. Notices of compromised data are made available on your dashboard in real time. If suspicious activity is detected, we will notify you via email or text so that you can confirm whether the suspicious activity is fraudulent.
• Postal Change of Address Monitoring
• Breach Scan Tools
• Breach Announcements
• Monthly Newsletter
• A Member Dashboard

Whether you need credit counseling, tax planning, retirement or college tuition planning, you can speak with a professional to make sure you’re making informed choices. Members receive a 30-minute consultation at no additional cost with a financial professional. Members receive two consultations per topic with a confidential and non-judgmental money coach. Additional services are provided at no additional cost with unlimited access. Plus, members receive a 50% discount off the normal fee for the preparation of all personal income tax documents by a CPA or EA.

Along with all of the above-mentioned benefits, members also have access to the following financial tools:

• Well-Being Assessment - You are entitled to up to a sixty-minute telephone consultation with a Financial Coach at no cost. A Financial Coach can assist you with restoring and rehabilitating your credit reputation and financial status, which have been damaged as a result of an identity theft crisis or fraud. Coaches have undergone extensive training in this area and have acquired training under the Fair Credit Reporting Act (FCRA). Coaches are also trained under the Fair and Accurate Transactions Act (FACTA) in order to assist in a complete review and understanding of your credit report. Coaches are Certified Credit Counselors, in addition to holding certifications like CFP® Professional, Enrolled Agent, CPA, and Certified Credit Repair Specialist, and experience as former bankers and insurance professionals.
• Website
• Online Self-Help Tax Preparation
• Videos and Self-Learning Modules
• Online Access to Coaches Notes, Action Plan and Calendar

What better way to send a smile than with flowers and gifts from 1-800-flowers.com? You save 20% on flowers, plants, gift baskets, plush toys, gourmet foods and more. Delivery fees and any applicable taxes are not included.

Keeping children safe is the number one goal of every parent, and KidSecure helps you do just that. KidSecure provides special identification cards that capture your child’s personal information in the event it is needed in an emergency.